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Get in touch and the money will be credited to your account tomorrow.
Factoring service
Flexibility and security for entrepreneur – Money from sales invoices to your bank account tomorrow
Utilize quick and affordable invoice factoring
Factoring creates flexibility and security for companies when receivables from open sales invoices are immediately paid to the account.
- Secured cash flow – No worries about unpaid sales invoices
- Growth or new acquisitions in mind? – Finance these in no time
- Strong customer relationships – Offer flexible payment terms
- Clear competitive pricing
Factoring service – What is it?
Are there still weeks until the due date of the sales invoice, but there is an urgent need to pay purchase invoices or salaries?
That is where factoring comes in. It allows you to sell your sales invoices to a financing company and quickly receive cash for your business.
The service is easy to use – you can transfer a single sales invoice or all of them directly from Talenom Online. You can also finance foreign customers’ sales invoices.
Factoring service is suitable for all companies no matter the size or industry.
Factoring service – money to your bank account tomorrow
Use the money received from sales invoice financing and pay overdue purchase invoices tomorrow before your company incurs additional costs for late payments.
Example 1: The financing company purchases an invoice
Indicative example: 10.000 € sales invoice and 1 % financing costs (100 €).
Create invoice and send
Financing company finances the sales invoice
Money 9.900 € to company’s bank account
Invoice is automatically marked as paid
Example 2: The financing company grants a loan against an invoice
Example for reference: Financing rate 80% / 20%. 10.000 € invoice. Financing costs are deducted from the 1. or 2. payment.
Create invoice and send
Financing company finances the sales invoice
1. payment of 8.000 € to the company’s account (80%)
2. payment of 2.000 € to the company’s account (20%, invoice paid to the financing company)
Invoice is automatically marked as paid
Our sales invoice financing partners:
Alisa Bank
With factoring service offered by the Finnish Alisa Bank, you can get 100 % financing of your sales invoice quickly and easily. You only pay the financing cost per invoice without fixed monthly or annual fees. You can choose the invoices you want to finance and use the service only as much as you need.
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Svea Bank
Factoring service carried out with Svea Bank transfers your credit loss risk to the financing company. Factoring is available for all industries with 40 years of experience. You will receive full financing for your selected sales invoices minus the financing cost. The money will be credited to your account quickly.
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