{"id":9887,"date":"2023-10-05T08:39:25","date_gmt":"2023-10-05T08:39:25","guid":{"rendered":"https:\/\/talenom.com\/fi-fi\/?page_id=9887"},"modified":"2023-10-13T10:10:34","modified_gmt":"2023-10-13T10:10:34","slug":"velkojen-hallinta","status":"publish","type":"page","link":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/","title":{"rendered":"Velkojen hallinta"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9887\" class=\"elementor elementor-9887\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-dce-background-image-url=\"https:\/\/talenom.com\/fi-fi\/\/data\/wordpress\/htdocs\/wp-content\/uploads\/sites\/2\/2023\/10\/talenom-velkojen-hallinta.png\" data-dce-background-overlay-image-url=\"https:\/\/talenom.com\/fi-fi\/\/data\/wordpress\/htdocs\/wp-content\/uploads\/sites\/2\/2023\/10\/Vector-advisor.svg\" class=\"elementor-element elementor-element-c76da30 e-flex e-con-boxed e-con e-parent\" data-id=\"c76da30\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1a03bb65 e-con-full e-flex e-con e-child\" data-id=\"1a03bb65\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div data-dce-title-color=\"#FFFFFF\" class=\"elementor-element elementor-element-31b2e892 elementor-vertical-align-top ob-has-background-overlay elementor-widget elementor-widget-image-box\" data-id=\"31b2e892\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">3. Velkojen hallinta<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21aa9db8 e-flex e-con-boxed e-con e-parent\" data-id=\"21aa9db8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bcffae5 ob-has-background-overlay elementor-widget elementor-widget-spacer\" data-id=\"2bcffae5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_spacerat_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fed0d6b e-flex e-con-boxed e-con e-parent\" data-id=\"fed0d6b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-057ab5f e-con-full e-flex e-con e-child\" data-id=\"057ab5f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4f0837 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"e4f0837\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Neuvottele velkojien kanssa maksusuunnitelmista ja kartoita mahdollisuuksia lainojen uudelleenj\u00e4rjestelyihin.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7da3dda ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"7da3dda\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Seuraavat askeleet auttavat sinua velkojen hallinnassa:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e447ee ob-has-background-overlay elementor-widget elementor-widget-html\" data-id=\"6e447ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n    <meta charset=\"UTF-8\">\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n    <style>\n        ul {\n            list-style-type: none;\n            padding: 0;\n        }\n\n        li {\n            margin-bottom: 20px;\n        }\n\n        .task {\n            display: flex;\n            justify-content: space-between;\n            align-items: center;\n        }\n\n        .task input[type=\"checkbox\"] {\n            width: 24px;\n            height: 24px;\n        }\n\n        .task label {\n            font-weight: bold;\n            order: -1;\n        }\n\n        .task-details {\n            margin-top: 5px;\n        }\n    <\/style>\n<\/head>\n<body>\n    <ul>\n        <li>\n            <div class=\"task\">\n                <input type=\"checkbox\" id=\"tehtava1\">\n                <label><span>1. Tee realistinen maksusuunnitelma:<\/span><\/label>\n            <\/div>\n            <div class=\"task-details\">\n                Analysoi tarkasti yrityksesi rahavirtaa ja tee realistinen maksusuunnitelma, joka osoittaa, kuinka aiot suoriutua veloistasi. N\u00e4yt\u00e4 t\u00e4m\u00e4 suunnitelma velkojillesi.\n            <\/div>\n        <\/li>\n        <li>\n            <div class=\"task\">\n                <input type=\"checkbox\" id=\"tehtava2\">\n                <label><span>2. Ota yhteytt\u00e4 velkojiin ajoissa:<\/span><\/label>\n            <\/div>\n            <div class=\"task-details\">\n                \u00c4l\u00e4 odota, kunnes olet my\u00f6h\u00e4ss\u00e4 maksuista. Ota yhteytt\u00e4 velkojiisi ajoissa ja kerro heille taloudellisista vaikeuksistasi sek\u00e4 aikomuksestasi neuvotella.\n            <\/div>\n        <\/li>\n        <li>\n            <div class=\"task\">\n                <input type=\"checkbox\" id=\"tehtava3\">\n                <label><span>3. Valmistaudu keskusteluihin:<\/span><\/label>\n            <\/div>\n            <div class=\"task-details\">\n                Ennen neuvotteluja tee perusteellinen selvitys veloistasi, niiden ehdoista ja mahdollisista uudelleenj\u00e4rjestelyvaihtoehdoista. T\u00e4m\u00e4 auttaa sinua keskustelemaan asiantuntevasti.\n            <\/div>\n        <\/li>\n        <li>\n            <div class=\"task\">\n                <input type=\"checkbox\" id=\"tehtava4\">\n                <label><span>4. Ehdota vaihtoehtoisia maksusuunnitelmia:<\/span><\/label>\n            <\/div>\n            <div class=\"task-details\">\n                Tarjoa velkojillesi realistisia vaihtoehtoisia maksusuunnitelmia, jotka sopivat paremmin yrityksesi nykyiseen taloudelliseen tilanteeseen.\n            <\/div>\n        <\/li>\n        <li>\n            <div class=\"task\">\n                <input type=\"checkbox\" id=\"tehtava5\">\n                <label><span>5. Pyyd\u00e4 korkojen ja maksujen lykk\u00e4yst\u00e4:<\/span><\/label>\n            <\/div>\n            <div class=\"task-details\">\n                Voit neuvotella velkojien kanssa my\u00f6s korkojen ja maksujen lykk\u00e4\u00e4misest\u00e4 tietyksi ajaksi. T\u00e4m\u00e4 voi antaa yrityksellesi lis\u00e4\u00e4 liikkumavaraa.\n            <\/div>\n        <\/li>\n        <li>\n            <div class=\"task\">\n                <input type=\"checkbox\" id=\"tehtava6\">\n                <label><span>6. Harkitse lainojen uudelleenj\u00e4rjestely\u00e4:<\/span><\/label>\n            <\/div>\n            <div class=\"task-details\">\n                Jos yrityksesi on velkaantunut suuresti, harkitse lainojen uudelleenj\u00e4rjestely\u00e4, joka voi sis\u00e4lt\u00e4\u00e4 lainojen yhdist\u00e4misen tai pidemm\u00e4t maksuajat.\n            <\/div>\n        <\/li>\n        <li>\n            <div class=\"task\">\n                <input type=\"checkbox\" id=\"tehtava7\">\n                <label><span>7. Ole avoin kommunikaatiossa:<\/span><\/label>\n            <\/div>\n            <div class=\"task-details\">\n                Pid\u00e4 velkojat ajan tasalla yrityksesi tilanteesta ja muutoksista maksusuunnitelmassa. Avoin kommunikaatio lis\u00e4\u00e4 luottamusta.\n            <\/div>\n        <\/li>\n        <li>\n            <div class=\"task\">\n                <input type=\"checkbox\" id=\"tehtava8\">\n                <label><span>8. Harkitse ammattilaisen apua:<\/span><\/label>\n            <\/div>\n            <div class=\"task-details\">\n                Jos neuvottelut ovat monimutkaisia tai vaikeita, harkitse talousasiantuntijan tai lakimiehen palkkaamista neuvottelujen tueksi.\n            <\/div>\n        <\/li>\n    <\/ul>\n    <div class=\"counter\">Teht\u00e4vi\u00e4 suoritettu: <span id=\"completedTasks\">0<\/span>\/8<\/div>\n\n    <div class=\"progress-bar\">\n        <div class=\"progress\" id=\"progress\"><\/div>\n    <\/div>\n\n    <script>\n        \/\/ JavaScript-koodi laskurin p\u00e4ivitt\u00e4miseksi ja edistymispalkin p\u00e4ivitt\u00e4miseksi\n        const checkboxes = document.querySelectorAll('input[type=\"checkbox\"]');\n        const completedTasks = document.getElementById('completedTasks');\n        const progress = document.getElementById('progress');\n\n        checkboxes.forEach((checkbox) => {\n            checkbox.addEventListener('change', () => {\n                const checkedCheckboxes = document.querySelectorAll('input[type=\"checkbox\"]:checked');\n                const percentage = (checkedCheckboxes.length \/ checkboxes.length) * 100;\n                completedTasks.textContent = checkedCheckboxes.length;\n                progress.style.width = percentage + '%';\n            });\n        });\n    <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2038bbb e-con-full e-flex e-con e-child\" data-id=\"2038bbb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c83163c ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"c83163c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"550\" src=\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg\" class=\"attachment-large size-large wp-image-10150\" alt=\"\" srcset=\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg 1000w, https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto-300x165.jpg 300w, https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto-768x422.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6ccea5 ob-has-background-overlay elementor-widget elementor-widget-spacer\" data-id=\"f6ccea5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_spacerat_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1d7175 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"e1d7175\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Tarvitsetko apua?\u00a0<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b97b5a elementor-align-center ob-has-background-overlay elementor-widget elementor-widget-button\" data-id=\"2b97b5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_butterbutton_use_it&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjY4NjgiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ota yhteytt\u00e4!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db5d673 e-flex e-con-boxed e-con e-parent\" data-id=\"db5d673\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf71767 ob-has-background-overlay elementor-widget elementor-widget-spacer\" data-id=\"bf71767\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_spacerat_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-571d142 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"571d142\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Kaikki kunnossa?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-749a452 e-flex e-con-boxed e-con e-parent\" data-id=\"749a452\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c24063 ob-has-background-overlay elementor-widget elementor-widget-progress\" data-id=\"0c24063\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"progress.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h6 class=\"elementor-title\" id=\"elementor-progress-bar-0c24063\">\n\t\t\t\tYrityksesi konkurssinkest\u00e4vyysaste\t\t\t<\/h6>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-0c24063\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"37.5\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"37.5\">\n\t\t\t\t<span class=\"elementor-progress-text\"><\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">37.5%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e187d50 elementor-align-center ob-has-background-overlay elementor-widget elementor-widget-button\" data-id=\"e187d50\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_butterbutton_use_it&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/asiakassuhteet-verkostot\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Siirry eteenp\u00e4in<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34691be ob-has-background-overlay elementor-widget elementor-widget-spacer\" data-id=\"34691be\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_spacerat_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae93abd e-flex e-con-boxed e-con e-parent\" data-id=\"ae93abd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ob_use_container_extras&quot;:&quot;no&quot;,&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_glider_is_slider&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bced679 ob-has-background-overlay elementor-widget elementor-widget-spacer\" data-id=\"bced679\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_spacerat_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb930aa ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"bb930aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tutustu my\u00f6s n\u00e4ihin:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9c9d73 ob-has-background-overlay elementor-widget elementor-widget-spacer\" data-id=\"f9c9d73\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_spacerat_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-dce-text-color=\"#636363\" data-dce-title-color=\"#000000\" class=\"elementor-element elementor-element-d733257 ob-has-background-overlay elementor-widget elementor-widget-ucaddon_post_grid\" data-id=\"d733257\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"ucaddon_post_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Post Grid -->\n\t\t<link id='font-awesome-css' href='https:\/\/talenom.com\/fi-fi\/wp-content\/plugins\/unlimited-elements-for-elementor-premium\/assets_libraries\/font-awesome6\/fontawesome-all.min.css' type='text\/css' rel='stylesheet' >\n\t\t<link id='font-awesome-4-shim-css' href='https:\/\/talenom.com\/fi-fi\/wp-content\/plugins\/unlimited-elements-for-elementor-premium\/assets_libraries\/font-awesome6\/fontawesome-v4-shims.min.css' type='text\/css' rel='stylesheet' >\n\n<style>\/* widget: Post Grid *\/\n\n\n\n#uc_post_grid_elementor_d733257.uc_post_grid_style_one .uc_post_grid_style_one_wrap {\n   display:grid;\n}\n\n\n#uc_post_grid_elementor_d733257 .uc_post_grid_style_one_item\n{\n  overflow:hidden;\n  position:relative;\n}\n\n#uc_post_grid_elementor_d733257 .uc_post_image\n{\n  transition:0.3s;\n  position:relative;\n  overflow:hidden;\n}\n\n#uc_post_grid_elementor_d733257 .uc_post_image img\n{\n  width:100%;\n  display:block;\n  transition:0.3s;\n}\n\n\n\t\n\n\n\n\n\n\n#uc_post_grid_elementor_d733257 .uc_post_image_overlay\n{\n  position:absolute;\n  top:0px;\n  left:0px;\n  height:100%;\n  width:100%;\n  transition:0.3s;\n}\n\n#uc_post_grid_elementor_d733257 .uc_more_btn{\n\n  display:inline-block;\n  text-align:center;\n  text-decoration:none;\n  transition:0.3s;\n}\n\n.ue-grid-item-category a\n{\n  display:inline-block;\n  font-size:10px;\n  \n}\n\n.uc_post_title\n{\n  font-size:21px;\n}\n\n\n#uc_post_grid_elementor_d733257 .ue_post_grid_item\n{\n  display:flex;\n  flex-direction:column;\n}\n\n#uc_post_grid_elementor_d733257.uc_post_grid_style_one .uc_content{\n flex-grow:1;\n}\n\n#uc_post_grid_elementor_d733257.uc_post_grid_style_one .uc_content > div\n{\n  height:100%;\n  display:flex;\n  flex-direction:column;\n}\n\n#uc_post_grid_elementor_d733257 .uc_post_button\n{\n  margin-top:auto;\n}\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n#uc_post_grid_elementor_d733257 .ue-meta-data\n{\n  \n  display:flex;\n\n  flex-wrap: wrap;\n  line-height:1em;\n}\n\n#uc_post_grid_elementor_d733257 .ue-grid-item-meta-data\n{\n      display:inline-flex;\n      align-items:center;\n}\n\n#uc_post_grid_elementor_d733257 .ue-grid-item-meta-data a{\n  color:inherit;\n}\n\n.ue-grid-item-meta-data\n{\n  font-size:12px;\n}\n\n#uc_post_grid_elementor_d733257 .ue-grid-item-meta-data-icon\n{\n  line-height:1em;\n}\n\n#uc_post_grid_elementor_d733257 .ue-grid-item-meta-data-icon svg\n{\n  width:1em;\n  height:1em;\n}\n\n#uc_post_grid_elementor_d733257 .ue-debug-meta\n{\n  padding:10px;\n  border:1px solid red;\n  position:relative;\n  line-height:1.5em;\n  font-size:11px;\n  width:100%;\n}\n\n#uc_post_grid_elementor_d733257 .uc_btn_inner\n{\n  display:inline-flex;\n  align-items:center;\n}\n\n#uc_post_grid_elementor_d733257 .uc_btn_inner svg\n{\n  width:1em;\n  height:1em;\n}\n\n\n\n\n\n<\/style>\n\n<div class=\"uc_post_grid_style_one \" id=\"uc_post_grid_elementor_d733257\"  >\n\t\t<div class=\"uc_post_grid_style_one_wrap ue_post_grid uc-items-wrapper\">\n\t\t\t<div id=\"uc_post_grid_elementor_d733257_item1\" class=\"uc_post_grid_style_one_item ue_post_grid_item ue-item \">\n  \n      <a class=\"uc_post_grid_style_one_image \" href='https:\/\/talenom.com\/fi-fi\/blog\/liiketoiminta\/varhainen-yrityssaneeraus-apu-yritysta-uhkaavaan-maksukyvyttomyyteen\/' target=\"_self\">\n     <div class=\"uc_post_image\">\n     <img decoding=\"async\" src=\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_saneeraus_tilitoimisto-768x512.jpg\"  src=\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_saneeraus_tilitoimisto-768x512.jpg\" alt=\"Male,Lawyer,Discussing,Negotiation,Legal,Case,With,Client,Meeting,With\" width=\"768\" height=\"512\">\n     <div class=\"uc_post_image_overlay\"><\/div>\n     <\/div>\n    <\/a>\n   \n  <div class=\"uc_content\">\n    <div>\n      \n             \n    \t        \t\t\t<div class=\"uc_post_title\"><a class=\"\" href='https:\/\/talenom.com\/fi-fi\/blog\/liiketoiminta\/varhainen-yrityssaneeraus-apu-yritysta-uhkaavaan-maksukyvyttomyyteen\/' target=\"_self\"><div class=\"ue_p_title\">Varhainen yrityssaneeraus \u2013 apu yrityst\u00e4 uhkaavaan maksukyvytt\u00f6myyteen<\/div><\/a><\/div>\n      \t  \t\n\t\t  \n      \t  <div class=\"ue-meta-data\">\n                        \n                        \n        \n\t\t\t\n                        \n                        \n                        \n                        \n            \t\t\t\n              \n            \n          <\/div>\n     \n     <div class=\"uc_post_text\">Yrityksen saneerausta koskeva laki s\u00e4\u00e4dettiin 1990-luvun lamavuosina ja on ollut voimassa t\u00e4t\u00e4 kirjoitettaessa...<\/div>          <div class=\"uc_post_button\">\n        <a class=\"uc_more_btn \" href=\"https:\/\/talenom.com\/fi-fi\/blog\/liiketoiminta\/varhainen-yrityssaneeraus-apu-yritysta-uhkaavaan-maksukyvyttomyyteen\/\" target=\"_self\" href='https:\/\/talenom.com\/fi-fi\/blog\/liiketoiminta\/varhainen-yrityssaneeraus-apu-yritysta-uhkaavaan-maksukyvyttomyyteen\/'>\n          <div class=\"uc_btn_inner\">\n            <div class=\"uc_btn_txt\">Lue artikkeli<\/div>\n                      <\/div>\n      <\/a>\n      <\/div> \t<\/div>\n  <\/div>\n<\/div>\n<div id=\"uc_post_grid_elementor_d733257_item2\" class=\"uc_post_grid_style_one_item ue_post_grid_item ue-item \">\n  \n      <a class=\"uc_post_grid_style_one_image \" href='https:\/\/talenom.com\/fi-fi\/blog\/liiketoiminta\/rahoituksen-merkitys-kriisitilanteessa\/' target=\"_self\">\n     <div class=\"uc_post_image\">\n     <img decoding=\"async\" src=\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_rahoitus_tilitoimisto-768x431.jpg\"  src=\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_rahoitus_tilitoimisto-768x431.jpg\" alt=\"Women,Hand,Hold,Light,Bulb,With,Icons,Work,On,The\" width=\"768\" height=\"431\">\n     <div class=\"uc_post_image_overlay\"><\/div>\n     <\/div>\n    <\/a>\n   \n  <div class=\"uc_content\">\n    <div>\n      \n             \n    \t        \t\t\t<div class=\"uc_post_title\"><a class=\"\" href='https:\/\/talenom.com\/fi-fi\/blog\/liiketoiminta\/rahoituksen-merkitys-kriisitilanteessa\/' target=\"_self\"><div class=\"ue_p_title\">Rahoituksen merkitys kriisitilanteessa<\/div><\/a><\/div>\n      \t  \t\n\t\t  \n      \t  <div class=\"ue-meta-data\">\n                        \n                        \n        \n\t\t\t\n                        \n                        \n                        \n                        \n            \t\t\t\n              \n            \n          <\/div>\n     \n     <div class=\"uc_post_text\">Rahoituksen merkityst\u00e4 yritystoiminnan kriisiytyess\u00e4 ei voi liikaa korostaa. Rahoitus on hyvin keskeinen...<\/div>          <div class=\"uc_post_button\">\n        <a class=\"uc_more_btn \" href=\"https:\/\/talenom.com\/fi-fi\/blog\/liiketoiminta\/rahoituksen-merkitys-kriisitilanteessa\/\" target=\"_self\" href='https:\/\/talenom.com\/fi-fi\/blog\/liiketoiminta\/rahoituksen-merkitys-kriisitilanteessa\/'>\n          <div class=\"uc_btn_inner\">\n            <div class=\"uc_btn_txt\">Lue artikkeli<\/div>\n                      <\/div>\n      <\/a>\n      <\/div> \t<\/div>\n  <\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\n\n  <div id=\"uc_post_grid_elementor_d733257_empty_message\" class=\"ue-no-posts-found\"  style=\"display:none\" >No posts found<\/div>\n\n\n<!-- end Post Grid -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>3. Velkojen hallinta Neuvottele velkojien kanssa maksusuunnitelmista ja kartoita mahdollisuuksia lainojen uudelleenj\u00e4rjestelyihin. Seuraavat askeleet auttavat sinua velkojen hallinnassa: 1. Tee realistinen maksusuunnitelma: Analysoi tarkasti yrityksesi rahavirtaa ja tee realistinen maksusuunnitelma, joka osoittaa, kuinka aiot suoriutua veloistasi. N\u00e4yt\u00e4 t\u00e4m\u00e4 suunnitelma velkojillesi. 2. Ota yhteytt\u00e4 velkojiin ajoissa: \u00c4l\u00e4 odota, kunnes olet my\u00f6h\u00e4ss\u00e4 maksuista. Ota yhteytt\u00e4 velkojiisi ajoissa [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":9269,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-elem.php","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"coauthors":[],"class_list":["post-9887","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Velkojen hallinta - Talenom Tilitoimisto<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/\" \/>\n<meta property=\"og:locale\" content=\"fi_FI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Velkojen hallinta - Talenom Tilitoimisto\" \/>\n<meta property=\"og:description\" content=\"3. Velkojen hallinta Neuvottele velkojien kanssa maksusuunnitelmista ja kartoita mahdollisuuksia lainojen uudelleenj\u00e4rjestelyihin. Seuraavat askeleet auttavat sinua velkojen hallinnassa: 1. Tee realistinen maksusuunnitelma: Analysoi tarkasti yrityksesi rahavirtaa ja tee realistinen maksusuunnitelma, joka osoittaa, kuinka aiot suoriutua veloistasi. N\u00e4yt\u00e4 t\u00e4m\u00e4 suunnitelma velkojillesi. 2. Ota yhteytt\u00e4 velkojiin ajoissa: \u00c4l\u00e4 odota, kunnes olet my\u00f6h\u00e4ss\u00e4 maksuista. Ota yhteytt\u00e4 velkojiisi ajoissa [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/\" \/>\n<meta property=\"og:site_name\" content=\"Talenom Tilitoimisto\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-13T10:10:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Arvioitu lukuaika\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minuuttia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data2\" content=\"valtter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/\",\"url\":\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/\",\"name\":\"Velkojen hallinta - Talenom Tilitoimisto\",\"isPartOf\":{\"@id\":\"https:\/\/talenom.com\/fi-fi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg\",\"datePublished\":\"2023-10-05T08:39:25+00:00\",\"dateModified\":\"2023-10-13T10:10:34+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#breadcrumb\"},\"inLanguage\":\"fi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fi\",\"@id\":\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#primaryimage\",\"url\":\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg\",\"contentUrl\":\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg\",\"width\":1000,\"height\":550},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Lamantorjunta\",\"item\":\"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Velkojen hallinta\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/talenom.com\/fi-fi\/#website\",\"url\":\"https:\/\/talenom.com\/fi-fi\/\",\"name\":\"Talenom\",\"description\":\"Talenom.com\",\"publisher\":{\"@id\":\"https:\/\/talenom.com\/fi-fi\/#organization\"},\"alternateName\":\"Talenom\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/talenom.com\/fi-fi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/talenom.com\/fi-fi\/#organization\",\"name\":\"Talenom\",\"url\":\"https:\/\/talenom.com\/fi-fi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fi\",\"@id\":\"https:\/\/talenom.com\/fi-fi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2022\/12\/logo.svg\",\"contentUrl\":\"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2022\/12\/logo.svg\",\"width\":326,\"height\":49,\"caption\":\"Talenom\"},\"image\":{\"@id\":\"https:\/\/talenom.com\/fi-fi\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Velkojen hallinta - Talenom Tilitoimisto","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/","og_locale":"fi_FI","og_type":"article","og_title":"Velkojen hallinta - Talenom Tilitoimisto","og_description":"3. Velkojen hallinta Neuvottele velkojien kanssa maksusuunnitelmista ja kartoita mahdollisuuksia lainojen uudelleenj\u00e4rjestelyihin. Seuraavat askeleet auttavat sinua velkojen hallinnassa: 1. Tee realistinen maksusuunnitelma: Analysoi tarkasti yrityksesi rahavirtaa ja tee realistinen maksusuunnitelma, joka osoittaa, kuinka aiot suoriutua veloistasi. N\u00e4yt\u00e4 t\u00e4m\u00e4 suunnitelma velkojillesi. 2. Ota yhteytt\u00e4 velkojiin ajoissa: \u00c4l\u00e4 odota, kunnes olet my\u00f6h\u00e4ss\u00e4 maksuista. Ota yhteytt\u00e4 velkojiisi ajoissa [&hellip;]","og_url":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/","og_site_name":"Talenom Tilitoimisto","article_modified_time":"2023-10-13T10:10:34+00:00","og_image":[{"url":"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg"}],"twitter_card":"summary_large_image","twitter_misc":{"Arvioitu lukuaika":"3 minuuttia","Written by":"valtter"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/","url":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/","name":"Velkojen hallinta - Talenom Tilitoimisto","isPartOf":{"@id":"https:\/\/talenom.com\/fi-fi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#primaryimage"},"image":{"@id":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#primaryimage"},"thumbnailUrl":"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg","datePublished":"2023-10-05T08:39:25+00:00","dateModified":"2023-10-13T10:10:34+00:00","breadcrumb":{"@id":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#breadcrumb"},"inLanguage":"fi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/"]}]},{"@type":"ImageObject","inLanguage":"fi","@id":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#primaryimage","url":"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg","contentUrl":"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2023\/03\/talenom_laskutus_myyntilaskutus_tilitoimisto.jpg","width":1000,"height":550},{"@type":"BreadcrumbList","@id":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/velkojen-hallinta\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Lamantorjunta","item":"https:\/\/talenom.com\/fi-fi\/lamantorjunta\/"},{"@type":"ListItem","position":2,"name":"Velkojen hallinta"}]},{"@type":"WebSite","@id":"https:\/\/talenom.com\/fi-fi\/#website","url":"https:\/\/talenom.com\/fi-fi\/","name":"Talenom","description":"Talenom.com","publisher":{"@id":"https:\/\/talenom.com\/fi-fi\/#organization"},"alternateName":"Talenom","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/talenom.com\/fi-fi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fi"},{"@type":"Organization","@id":"https:\/\/talenom.com\/fi-fi\/#organization","name":"Talenom","url":"https:\/\/talenom.com\/fi-fi\/","logo":{"@type":"ImageObject","inLanguage":"fi","@id":"https:\/\/talenom.com\/fi-fi\/#\/schema\/logo\/image\/","url":"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2022\/12\/logo.svg","contentUrl":"https:\/\/talenom.com\/fi-fi\/wp-content\/uploads\/sites\/2\/2022\/12\/logo.svg","width":326,"height":49,"caption":"Talenom"},"image":{"@id":"https:\/\/talenom.com\/fi-fi\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/pages\/9887","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/comments?post=9887"}],"version-history":[{"count":30,"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/pages\/9887\/revisions"}],"predecessor-version":[{"id":10727,"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/pages\/9887\/revisions\/10727"}],"up":[{"embeddable":true,"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/pages\/9269"}],"wp:attachment":[{"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/media?parent=9887"}],"wp:term":[{"taxonomy":"author","embeddable":true,"href":"https:\/\/talenom.com\/fi-fi\/wp-json\/wp\/v2\/coauthors?post=9887"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}